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Our Middletown Head Start Center is closed due to a serious water main break.
IDA Matched Savings Program

Earn $2 for every dollar you save toward your home, car, business or education

An Individual Development Account (IDA) is a 'matched savings' program. This means that as you save money, the IDA program will match your savings at a rate of $2 for every $1 you deposit! Save up to $1,500, and CRT will match the amount up to $3,000.

A savings and purchase plan can help buy a home or a car for work, start a business, or pay for an education. Attend monthly workshops‍‍ on budgeting, credit repair and more. Workshops are open to the public.

To Apply
Fill out and return a pre-application form to Claudia Riley by email at This email address is being protected from spambots. You need JavaScript enabled to view it. , by fax at (860) 560.5780 or by mail at 330 Market St., Hartford, CT, 06120.

Participants must:

  • Be working or receiving Social Security Disability benefits
  • Have job-related income
  • Meet income limits
  • ‍‍Have a fair - excellent credit rating 

You will need the following papers to apply:

  • Most recent tax returns
  • A month of pay stubs (or budget sheet from Social Security)
  • Credit Report (less than six months old)
  • Credit Score (less than six months old)
  • Social Security card or photo ID card

Call to schedule a meeting to review your paperwork:

  • Interested in home ownership – call (860) 560-4210
  • Interested in saving for a business, an education, or a car for work – call (860) 560-4210

After meeting with your case manager, you will take 12 hours of financial literacy training. Training is also online for easy access. Once approved, an acceptance letter will be sent to you.

For more information
Address: 330 Market Street, Hartford
Telephone: (860) 560-4210
Office Hours: Mon - Fri 8 am - 4 pm

CRT is a recognized adopter of the National Industry Standards for Homeownership Education and Counseling.

Funding provided by

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Updated March 2016  

Ruth Flemming
IDA participant
I put money away to grow my business, and CRT’s IDA program matched my savings with $2 for every $1 I banked! You’re going to see my healthy soups in area grocery stores, thanks to the investment I’m making in marketing and distribution. This is more than my business, it’s my passion!."